I just wanted share a brief overview of your wonderful support with helping me with my budget & debt program. For starters, your friendly "homework" assignments led me to realize that after reviewing my paystubs have been taxed for the wrong county and that I needed to get that fixed. Secondly, the budget plan that you created for me is helping me to achieve my financial goals. For example; one would assume that paying off debt can be achieved if you make small payments on everything but in reality paying off the smaller bills helps more. Finally, you're in the process of helping me create a IRA account because currently my 401K is within three different companies from my previous employers. You have been a lifesaver thus far! But wait there is more! You're becoming a great friend and mentor. Thank you for all that you have done.