My story as a licensed finance coach started two years after I began teaching in Baltimore City Schools. At the time, I was living in an apartment and my rent was going up again. I was fed up and decided to begin my journey to home ownership.

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When I embarked on this journey, I quickly realized that I didn’t know what the heck I was doing! I attended First Time Home Buyers classes and seminars only for most of the information to ‘fly over head’. The language and terminology were foreign to me. I was too embarrassed to ask questions so I would Google information and question my friends and family.

 

One of my cousins told me that since I was a first-time home buyer, I could pull money from my 401K and wouldn’t receive a penalty. I was super excited and made an appointment to talk to State Retirement to pull funds for my down payment. When I arrived, I received very disturbing news! I was told I couldn’t pull money from my 401K because I didn’t have one. I had a pension. I’d had enough!!! I needed to understand the rules of money.

 

I’ve been a licensed finance coach for 12 years now and absolutely LOVE what I do! I get to share with others the concepts that helped me change my financial trajectory and if implemented others can do the same, My mission is to “create generational wealth, one family at a time”.